Apr 21, 2015

Does an eviction judgment appear on a tenant's credit report?

It is a common misconception that when you get an eviction judgment against your tenant, it automatically appears on their credit report. However, this is not the case. The judgment is public record, and a diligent background checker will find it, but the only way to ensure the judgment appears on someone’s credit report is to record it with the county. Once this happens, it will appear on their credit report as a monetary judgment, but there won’t be any indication that it was also an eviction judgment.

Ideally, a background check will reveal the eviction judgment even without it being recorded with the county. If you are a landlord, you should always perform background checks on prospective tenants. If you would like to be referred to a company who can help you with this, contact our firm and we will give you their contact information.

However, for more everyday occurrences that don’t require a full-blown background check (like applying for a credit card or loan), having a blighted credit report can make life difficult, even if it doesn’t specify that it is an eviction judgment. The judgment will be valid for five years, and if you file an Affidavit of Renewal with the court/recorder before the end of that time, it will be valid for another next five years as well. The defendant can get the judgment removed from his credit report at any time – all he has to do is contact the plaintiff and pay off the judgment.*


*If your former tenant has paid off the judgment, it is your responsibility to get that judgment satisfied, both with the court and the recorder’s office. The judgment should be satisfied immediately after payment in full is received.